It recognizes the feelings but they are usedThe fall of the European currency continuesTo be wanting that can prevent says conventional wisdomToday this secular commitment is less obviousThe bulk of the depreciations is now passedToday 360 employees working on its sitesIt must faithfully transpose them into national lawThe burst of the compensation fund of VAT 5As the Government is not resorting to the 49By helping people to better understand what we do we help build loyalty themAs in any new situation there are aberrant behaviors, for rare customers ready to take advantage of the situation, and many concerned, as very many locks their communication. A few unusual situations also in this Alsatian bank where a withdrawal important triggered the mobilization of the security for the transfer of funds forces into the coffers of another institution. In d'Azur, a client empty its accounts and books... and down one floor lower everything to the trunk. This does not preclude the same establishment to use bold investors that now is the time to buy stock and who insist on doing so. The type of client "active" that fears a customer Advisor agency Parisian Western LCL because they tend to make the Bank liable for their losses. But he complained the most are those there are that "rush to withdraw their money and invest in the stone." This is the worst time, they are poorly selling their values to buy an asset whose price is lower. "They will be losers twice".
In fact, it is concerned are the headquarters of banks. "It is above all questions on the guarantee of deposits." It replied that the livret A is guaranteed 100 and assets up to 70,000 euros. "This covers the vast majority of our customers," explains in Fund of saving of Orleans.
Need for explanations
In the same city, a Banque Populaire Agency Chief confirms: "customers ask us questions, of course." They are the mix between retail banks to individuals and businesses and the high finance (...). Then we explain our Bank (...) daily and we continue to make appropriations to the capabilities of reimbursement. "Same analysis in Toulouse, where the head of an agency of the company is"very reasonable customers." "They learn about how their money is placed but are not big withdrawal." "Some customers disperse their assets and increasing their number of accounts to remain within the limits of 70,000 euros," adds one of customers of Colmar. At the people's Bank of the North, the direction is used for fifteen days to reassure clients as employees, concerned about not having any to answer, with a rationale in place. This explanation work can also be facilitated by the density of the network, as in Brittany where the market is controlled more than 80 by the mutual banks which many agencies to maintain close contact with the customer and the reassuring.
"As before".
The fact that the Breton banks argue that they continue to work "as before" reflects a certain confidence, even if they admit an increased vigilance in the conditions for the granting of loans to the habitat upon which the volume decreases as those automotive. Fund of saving of Burgundy - Franche-Comté, the consumer credit is not affected by the crisis, on the other hand real estate loans falling by 30 and the tap is almost closed for bridge loans. Especially, the Livret A deposits grew by more than 10. Trend that confirms the Caisse d'Epargne Rhône-Alpes, whose customers continue to place their savings in life insurance, term accounts and even of the UCITS.